Planning for retirement doesn’t have to be a chore; in fact, it can be made downright easy. With a good investment firm, it takes the hassle out of the process and demystifies all the business mumbo jumbo.
If you are new to the world of investments, and looking to sink your teeth into something that can help you save for the future, try these 3 investment firms. They’re all well known for their customer service and solid returns, and are presented in no particular order.
If you’ve got an old, orphaned 401(k) plan lying around somewhere, you can let Betterment take care of it.They take your age, your investment goals and your retirement date, and take care of the rest for you. They handle complete investment solution plans; if you want someone to take care of your IRA (Investment Retirement Accounts) for you, try them. Good investment firms today can work with minimal paperwork; that’s something this firm can offer you. The company also optimizes your investment options based on your risk preferences; their customer service is known to be exceptional and hassle free.Â What’s more, fees are low, and most procedures are automated.
If you’re a personal investor, Vanguard can help. This company offers its services to personal investors, financial advisors and retirement plan participants who have 401(k)s and and 403(b)s with their employers. Personal investors get full, anytime access to their IRA accounts. These can hold their stocks, bonds, mutual funds and other forms of investment with the company. They can help keep track of investment performances. Vanguard also has apps and online tools to help investors keep regular, consistent tabs on your money. They also provide research materials, so you can read up on your investment choices and options, educating yourself as an investor.
Fidelity offers a wide variety of financial services, catered mostly to personal investors, those who hold IRAs with companies, and so on. They have some of the lowest expense ratios in the investment industry, and allow rollovers from other institutions and newly opened IRAs and roth IRAs. You get instant access to your investment portfolio, and the ability to move around your money whenever and however you see fit. They also allow bill payment and money transfers between different institutions.Â A great advantage thatÂ this firm offers is that their website is also packed with financial information that can be read by you even if you aren’t their customer.