Establishing your own business is great, but it opens the floodgates to unending responsibilities that require your undivided attention. Out of all these responsibilities, managing your finances will keep you occupied more than any other aspect of your business. In fact, it is essential to have some effective financial tools in your kitty as it will help you conduct all your financial dealings smoothly. One such financial tool that is known to regulate a business establishment’s finances and makes the entire transaction convenient is a business credit card.
Business credit cards are a great addition to your list of invaluable financial tools and come in handy in times of short-term cash crunches. Another incredible reason that you should own the best business credit card is that these credit cards offer a splendid rewards program.
Take a look at some of the best business credit cards that offer a commendable rewards program:
Chase Ink Business UnlimitedSM Credit Cards
This business credit card has one of the best rewards programs to offer to its customers. In fact, it mimics Chase’s consumer credit card— the Chase Freedom Unlimited(r)— and offers its users 1.5% cash back every time the credit card is used. Moreover, this business credit card with an amazing rewards program is an annual, fee-free business credit card, which means that you won’t have to spend money to keep this business credit card active. Also, you will be the recipient of a generous sign-up bonus of approximately $500 when you spend around $3,000 on various purchases within the first 3 months.
The Business Platinum® Card from American Express OPEN
This business credit card has an excellent rewards program to offer to its customers. Though this is a paid business credit card, the lavish perks offered to the members make up for the annual fee. You can earn up to 75,000 membership reward points, which are equal to about $750 if you use this business credit card for travel purposes. Other phenomenal rewards offered by this business credit card include an insurance coverage up to $2,000 for checked baggage and a 24/7 concierge service. This business credit card follows a point-based rewards system.
Capital One® Spark® Cash for Business
Spark Cash for Business operates along the same lines as the Spark Miles for Business. The major difference between these credit cards for business is that Spark Cash offers a cash-based reward system instead of the miles-based one that Spark Miles offers. You will be the recipient of approximately $500 when you sign-up for this business credit card, and this will be visible in your bank account after you spend a minimum of about $4,500 within the first 3 months. In addition to these benefits, all your purchases will help you earn unlimited 2% cash back without any caps or restrictions right from your first purchase.